Crawley Warren Insurance Services : Products

We have a broad selection of competitive Personal Insurance products. Premium credits up to 30% are available for qualifying risks.

We use the most current, approved ISO Homeowners 2000 Forms on all of our contracts.

Most importantly, we gladly customize each policy with the recognition that our agents come to CWIS because their client cannot be placed in admitted markets. This means that we will cover virtually any risk except a risk that exhibits intentional neglect.

Conventional HO-3 and HO-6

•	This program is designed for owner-occupied 1-4 family dwellings with replacement values $100,000 and higher.
•	Coverages at no additional premium include 110% replacement cost, $1,000 Increased Fire Department Service Charge, $500 Lock Replacement Coverage and $25,000 Identity Fraud.

High Value Homes (HVH)

•	This program is designed for 1-4 family dwellings with replacement values $750,000 and higher.
•	This program is also available for qualified properties under course of construction.
•	Coverage compares favorably to Chubb Masterpiece® and Fireman's Fund Prestige®. This is particularly important when your VIP client does not qualify for coverage in the admitted market, but still needs the same broad coverage.
•	Most importantly, we customize Section I. This means that your client needs only purchase the limits they need, rather than paying a premium that is based on the standard Section I limits percentages.

Dwelling Property

•	This program is designed for 1-4 family dwellings with replacement values $100,000 and higher.
•	Coverage for eligible vacant dwellings and those under course of construction is also available.
•	We can schedule multiple properties on a single Dwelling Property policy.
•	Liability limits to $500,000 can be endorsed.

Vacant Properties

•	Coverage is available for dwelling and commercial properties.
•	Monoline or package.
•	3, 6, 9 or 12-month terms.
•	Instant quotes and same-day binders and policies.

Stand Alone Fine Art and Jewelry

•	We can offer 24-hour turnaround time for quotes on Fine Arts and Jewelry Schedules up to $5,000,000.
•	We have access to capacity up to $150,000,000.

Personal Umbrella and Excess Umbrella
Our Homeowners and Dwelling Programs are qualified underlying for these products. Coverage is available on a stand alone basis.

Open Market
We also have the ability to place direct personal and specialty commercial business such as art galleries, antique shops and museums in Lloyd's of London markets through its representative Lloyd's brokers.